You agree to be of legal age in your country to partake in this program, and in all the cases your minimal age must be 18 years.

As a private transaction, this program is exempt from the Iceland Securities Act of 1933, the Iceland Securities Exchange Act of 1934 and the New Zealand Investment Company Act of 1940 and all other rules, regulations and amendments thereof. We are not FDIC insured. We are not a licensed bank or a security firm.